Money Diaries: October 2024
We are back on another episode of Money Diaries! If you would like to check out previous Money Diaries, please click here. I am not happy with my spending in October so with a cup of tea on hand, let’s open our spending tracker app and deep dive into my “wtf were you thinking?!” expenses.
A bit of introduction…
I am a stay-at-home-wife with two preschoolers in school. I do have some freelance jobs here and there but fixed expenses are all paid by my husband. The only payments getting pulled out of my accounts every month are 1. RM3.90 iCloud subscription, 2. RM24.90 Spotify Family plan, and 3. RM4.90 food subscription service (I get free deliveries/vouchers etc).
Week of Oct 1 – 6
- RM89.25 – treated my mom and brother to Wong Solo lunch
- RM 4.50 – Jom Kopi iced milk tea
- RM7.00 – high protein flour and yeast to make focaccia bread
- RM221.50 – clothes for my kids*
- RM89.40 – books (Shatter Me and Powerless)
- RM41.00 – new lipsticks from the drugstore
- RM34.00 – Judy Doll Iron Mascara
* reimbursed by my husband
Total = RM265.15
Week of Oct 7 – 13
- RM13.10 – Subway for breakfast
- RM19.50 – Emart for lunch*
- RM16.41 – OldTown for lunch*
- RM49.14 – Buke Notebook journal
- RM10.40 – Peach tea at The Chicken Rice Shop (they forgot to charge me when I came a few weeks before, so I came back to pay)
- RM44.99 – House of Hur glowy ampoule tint for my mom and sister
- RM19.31 – Kopi Saigon (Vietnamese coffee)
*reimbursed by my husband
Total = RM136.94
Week of Oct 14 -20
- RM8.30 – Burger King for breakfast (my order got swapped with someone else’s so I got partial refund)
- RM160.00 – WordPress hosting and domain renewed for another year!
- RM20.60 – Emart for lunch
- RM109.21 – a new blog theme from November Dahlia on Etsy
- RM21.20 – lunch from Balado Etc
- RM18.98 – Zus Coffee
- RM20.24 – lunch from OldTown
Total = RM358.53
Week of Oct 21 – 27
- RM13.23 – lunch from Mohd Chan Express (I got partial refund from uncooked shumai)
- RM19.50 – lunch from Emart
- RM25.20 – pregnancy tests (I had a pregnancy scare ahah all is good I’m not pregnant)*
- RM17.92 – Zus Coffee
- RM16.07 – OldTown for lunch
*reimbursed by my husband
Total = RM66.72
Week of Oct 28 – 31
- RM15.74 – chicken and rice lunch
- RM21.99 – Zus Coffee
- RM28.50 – dinner*
- RM100.70 – new underwear*
- RM25.50 – Auntie Anne’s pretzels*
- RM70.00 – KFC for dinner at my mom’s*
*reimbursed by my husband
Total = RM37.73
My expenditure this month was quite high due to my blog hosting and domain renewal, on top of that I got a new blog theme and those two costed me around RM270.00. My food delivery addiction needs to stop. It’s costing me a lot and those monies could be put towards something else. Disappointed with myself but not at all surprised. Tsk. I hope this month I can manage my money well and it’s time to uninstall food apps thank you very much.
It's so interesting to read how others spend their money! x
Lucy | http://www.lucymary.co.uk
it really is! kinda get a glimpse into their life a bit, you know what I mean?
I'm also addicted to getting food deliveries! It's good to know I'm not the only one haha. It costs me a lot.. maybe I should uninstall food apps too~
https://www.pixelsbynana.com
i wanted to uninstall, but what if i reaaaaally need food?? hahaaa
Reading through this, it's so interesting to see that many of us spend our money in fairly similar ways! I know I need to take a look at my budget so this was a great reminder!
it is interesting! thanks for reading x
This is a great idea to track your spending, and yea food deliveries do add up! I used to get food delivered around once week, but I had to cut back to at most once a month.
food delivery service is my Achilles heel haha
I should really start tracking my spending!
Jennifer
https://curatedbyjennifer.com>
everyone should!!
Food deliveries are so convenient, but the prices along with additional fees have gotten out of control! I try to limit it as much as I can. Thank you for sharing, Ereen!
it is! it's ridiculous how much money wasted on food deliveries
Keeping a money diary is such a practical way to track your spending and money habits. I don't really track my expenditures but I'm quite sure most of my money goes towards groceries. I feel like I'm constantly food shopping. I used to spend more on food deliveries but I cut down because I wanted to eat healthier and save money. I bet you could do it too ;p
i know i can, but ohh the joy of ordering food online… haha
In the last few months, sometimes you spend more than you should, you have to be careful and in control, I really liked your blog, I just discovered it. Kisses!
thanks for the reminder! and thank you! xx
I need to be better at tracking what I spend. It would be so eye opening!
Jill – Doused in Pink
it is an eye opening experience!
OKAY what a great idea !!!
shy – https://www.shyyshianne.com/
it is!!
You are right, we should be mindful of our expenditure. Wishing you a great day!
https://www.rampdiary.com
we really should! thanks for reading x
This is really interesting! Thanks for sharing this.
Gemma x
http://www.jacquardflower.uk
you're welcome x
I love this. I am always wondering how i spend money. I need to adapt this and watch how i spend money. Thanks for sharing.
Annie,
https://www.anniesfooddiary.com/
you're welcome xx
I need to start doing this too as I really need to better organize my finances. Thanks for the idea! <3
http://www.couture-case.com/
we all need to better organise our finances. you're welcome x
i can't seem to stop, i have no self control haha
small joys that do add up. hahah