Money Diaries: November 2024

My November Money Diaries came in late this month but as the saying goes, it’s better late than never. The first week of November was fine financially, but came mid November all hell broke loose for me. It felt like I forgot my November intention of low-buying and no self-rewards. Let’s deep dive into my finance for last month.

A little bit of introduction

I am a stay-at-home-wife with two preschoolers in school. I do have some freelance jobs here and there but fixed expenses are all paid by my husband. The only payments getting pulled out of my accounts every month are 1. RM3.90 iCloud subscription, 2. RM24.90 Spotify Family plan, and 3. RM11.80 food subscription services (I get free deliveries/vouchers etc).

Week of Nov 1 – 3

No spend!

Week of Nov 4 – 10

  • RM18.10 – Kami Sushi for lunch
  • RM37.05 – bythebrook 2025 digital planner
  • RM18.41 – OldTown for lunch
  • RM15.00 – Apple Pencil sleeves
  • RM17.90 – Burger King for lunch

Total = RM106.46

Week of Nov 11 – 17

  • RM20.30 – Emart for breakfast
  • RM19.32 – Coffee (Kopi Saigon)
  • RM42.01 – sunscreens
  • RM15.68 – households
  • RM30.18 – skincare
  • RM65.32 – skincare & haircare
  • RM20.10 – Balado ETC for lunch
  • RM16.70 – Takoyaki for snacks
  • RM19.60 – Subway for lunch
  • RM36.99 – titanium rings from TikTok shop

Total = RM286.20

Week of Nov 18 – 24

  • RM140.00 – traded in my gold rings for this gorgeous clover leaf ring with stones, paid the price difference
  • RM21.60 – Family Mart for lunch
  • RM12.90 – Zus Coffee

Total = RM174.50

Week of Nov 25 – 30

Total = RM449.45

Aside from the last week of November where I spent almost RM500.00 (most of it on my education so I can’t complain there), I think I did pretty okay-ish? I surely can cut back on food deliveries (hey, what’s new here?) and random self rewards of buying fake nails (?) and costume jewelleries that don’t hold values. How’s your finance looking this month?

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